“Spend less than what you earn.” You’ve probably heard or read this money-saving advice a gazillion times. It’s better said than done especially if you have an unstable job, are saving for something big, or you just have a penchant for spending money.
There will come a point where you’re going to try a frugal strategy or even read an article about frugality that just doesn’t make sense for you.
The world is filled with temptations of short-term material wealth and ineffective money management habits. Our financial stability, no matter how solid, can turn rocky at any time by our own behaviour.
Was there a point in your life that you’ve done all things imaginable in order to save money, only to find out that you’ve paid more or wasted an extensive amount of time?
These days, it seems everyone has found their inner foodie and eating out has become one of life’s biggest expenses.
While eating out less or taking public transit are easy ways to save, sometimes the costs that get to us are those that we’re not paying attention to such as prepaid memberships, monthly subscriptions, or even online streaming.
Excuses are human nature and you usually make them when you’re facing something that’s new, hard or that you just don’t enjoy.
It pays to negotiate your bills. While most of us enjoy a modern lifestyle and the convenience that comes with it, that doesn’t equate to us enjoying paying for it.